Thursday, December 31, 2009

What would it be considered if an ex-spouse did not take the ex off their company paid health insurance?

They didn't take them off because they thought they had to cover them for 3 yrs after the divorce. Which obviously was wrong. They have removed the person now. But could the company or insurance company get them for fraud?What would it be considered if an ex-spouse did not take the ex off their company paid health insurance?
That's insurance fraud. What will happen, is that the subscriber - the employee - will get a bill for all the money the insurance company paid out for the ex spouse, while they were fraudulently covered.





Charges won't be pressed unless the employee doesn't reimburse the insurance company.What would it be considered if an ex-spouse did not take the ex off their company paid health insurance?
Probably depends on the insurance carrier and what their rules are. I know people who've left an ex on their policy and it's been ok, because they're usually getting an extra premium for each family member anyway, but I think some companies allow it and some don't. It would only be fraud if the company didn't allow it, and clearly stated that it wasn't allowed, and you were supposed to inform them and didn't.
Depends on the terms of the divorce agreement. I've known divorced couples where the ex was expected to continue paying for his former spouse's medical insurance, and it was written up in legal terms so that the insurance company couldn't object.
that is fraud so you have been paying for something that you shouldn't have and could go to jail if you tried to use it.
Yes. That could be considered fraud. Penalties could be civil or possibly criminal.
Yes fraud but they won't. They will demand financial restitution for the time period in question.

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